Last updated: 29 April 2026
1. Introduction
Elite Group ("we", "our", "us"), comprising EliteGeneral Insurance Brokers Pvt Ltd, Elite Bank Assurance Pvt Ltd and Elite Wealth Advisory LLP, respects your privacy. This Privacy Policy explains how we collect, use, share and safeguard your personal information when you visit eliteempire.in or use our services.
2. Information we collect
- Identity data: name, date of birth, gender, PAN, Aadhaar (where required by law).
- Contact data: address, email, mobile number.
- Financial data: income, bank details, investment preferences, KYC documents.
- Insurance data: policy details, nominee, claim history, health declarations.
- Technical data: IP address, browser, device information, cookies and usage data.
3. How we use your information
- To provide insurance broking, wealth advisory and related financial services.
- To process applications, KYC, policy issuance, renewals and claims.
- To comply with IRDAI, SEBI, AMFI, RBI, PMLA and DPDP Act requirements.
- To communicate with you about your policies, transactions and service updates.
- To improve our website, products, customer experience and detect fraud.
4. Legal basis
We process your personal data based on your consent, performance of a contract, legal obligations under Indian financial regulations, and our legitimate business interests.
5. Sharing of information
We share information only as necessary with insurance companies, asset management companies, banks, KYC registration agencies, regulators (IRDAI, SEBI, AMFI, RBI), statutory authorities and trusted service providers under confidentiality obligations. We do not sell your personal data.
6. Data retention
We retain personal data for as long as necessary to provide services and to meet statutory record-keeping requirements (typically up to 10 years for financial records), after which data is securely deleted or anonymised.
7. Your rights (DPDP Act, 2023)
- Right to access a summary of your personal data.
- Right to correction, completion, updating and erasure of your data.
- Right to grievance redressal through our Grievance Officer.
- Right to nominate another person to exercise your rights in case of death or incapacity.
- Right to withdraw consent at any time (subject to legal retention obligations).
8. Cookies
Our website uses cookies and similar technologies to remember preferences, analyse traffic and improve user experience. You can control cookies through your browser settings.
9. Security
We use industry-standard administrative, technical and physical safeguards including encryption in transit (HTTPS/TLS), access controls and periodic audits to protect your information.
10. Children
Our services are not directed at children under 18. We do not knowingly collect personal data of minors without verifiable parental consent.
11. Changes to this policy
We may update this Privacy Policy from time to time. The latest version will always be available on this page with the updated date.
12. Grievance Officer
For questions, requests or complaints regarding your personal data, please contact: